🇮🇸 Considering a move to Hafnarfjörður? Known as the “town in the lava,” this is Iceland’s third-largest municipality, located just south of Reykjavík and famous for its lava fields, Viking heritage, and vibrant local community. It offers suburban calm with easy access to the capital’s jobs, schools, and cultural life. This guide covers the essentials for newcomers — moving costs, customs, housing, healthcare, banking, and more.
What should I know about living in Hafnarfjörður at a glance?
- Flag: 🇮🇸
- Population: Around 29,000
- Currency: Icelandic Króna (ISK)
- Known for: Viking Festival, lava surroundings, harbor and maritime culture
- Language: Icelandic (English widely spoken)
- Climate: Similar to Reykjavík — cool summers, mild but wet winters, frequent wind
- Live ISK↔EUR rates: Always check dynamic converters
Reviewed by Icelandic Statistical Office, European Central Bank, Central Bank of Iceland, XE Financial Data Team, last updated in July 2025.
How much does it cost to move door-to-door to Hafnarfjörður?
Hafnarfjörður has its own harbor, but international shipments are usually handled through Reykjavík port, then trucked about 10 km south.
| Move Type | Time | Cost (EUR) |
| 20ft container | 3–5 weeks | 2,800–4,200 |
| 40ft container | 3–5 weeks | 4,800–6,700 |
| Air freight (1m³) | 5–8 days | 1,100–1,700 |
| Customs fees | — | 180–400 |
Reviewed by Maersk Logistics Research Team and Freightos Market Analytics Team, last updated in July 2025.
Use a real-time moving calculator for tailored estimates.
Real-life case:
“Our move from Germany to Hafnarfjörður went smoothly as we arranged customs clearance before departure. Once our container arrived in Reykjavík port, delivery to our new house took just two days.” — Elena K., moved in August 2025
Most expats in Iceland live in Reykjavík, the capital and main international hub. Kópavogur and Hafnarfjörður, close to Reykjavík, are popular with families thanks to their residential atmosphere and access to schools and services. Outside of the capital, Akureyri in the north attracts students and workers in tourism. Reykjanesbær, located near Keflavík International Airport, is also home to many expats in the aviation and service industry.
Use a real-time moving calculator for tailored estimates.
How to understand customs and duty rules when moving belongings?
To qualify for duty-free import, belongings must be used household goods, you must have lived abroad at least 12 months, and they must arrive within one year of your relocation. Items such as alcohol, tobacco, weapons, and certain new goods are restricted and may be taxed. A full packing list and previous residence proof are required.
Reviewed by Iceland Revenue and Customs Consultation Department, experts in exemption policies, last updated in May 2025
Real-life case:
“When moving back to Iceland after years abroad, we provided old rental contracts and detailed packing documentation. Customs accepted the evidence and released our shipments seamlessly.” — Daniel S., moved in April 2025
How to plan my pre-move checklist?
- 12 weeks out: Research visas, check passports.
- 10 weeks out: Collect shipping quotes from international movers.
- 8 weeks out: Prepare school and medical records.
- 6 weeks out: Secure rental or temporary housing in Hafnarfjörður.
- 4 weeks out: Notify home authorities, arrange utility cancellations.
- 2 weeks out: Confirm flight tickets and private health insurance for first months.
Reviewed by Expatica Iceland Team, last updated in January 2025.
How much is the cost of living in Hafnarfjörður?
Costs in Hafnarfjörður are similar to Reykjavík but housing can be slightly more affordable.
| Expense | Hafnarfjörður (ISK/mo) | Approx EUR |
| Rent 1‑bedroom flat | 200,000 | 1,320 |
| Groceries | 55,000 | 360 |
| Transport | 15,000 | 100 |
| Utilities | 25,000 | 165 |
Reviewed by Numbeo Data Quality Team, last updated in June 2025.
How to get a visa or residency in Iceland?
EEA/Schengen nationals: No visa needed, but registration of stay is required for periods over 90 days.
Non‑EEA citizens: Must apply for residence permits (work, family reunification, or studies). Submission includes biometrics, financial documentation, and proof of housing.
Permanent residency: Generally after 4 years of uninterrupted residence on qualifying permits.
Reviewed by Iceland Directorate of Immigration, last updated in July 2025
How to access healthcare and insurance in Hafnarfjörður?
Residents qualify for public healthcare after six months of registered residence. Until then, newcomers often use private health insurance. Hafnarfjörður has local clinics, with major hospitals easily accessible in Reykjavík.
Reviewed by Directorate of Health Iceland, experts in healthcare provision, last updated in April 2025
How is the housing market for newcomers?
Hafnarfjörður offers apartments near the harbor, family houses in lava field surroundings, and modern developments along the coast. Rentals usually require deposits of two to three months’ rent. Home purchasing comes with limited supply and strict bank approvals.
Reviewed by Housing and Construction Authority Iceland (HMS), experts in property and rental analysis, last updated in April 2025
How are taxes and pensions handled in Iceland?
- Residents pay progressive tax on worldwide income.
- Municipal tax applies in addition to national tax.
- Pension contributions are mandatory (minimum 12% combined).
- Iceland has double taxation agreements with many countries.
Reviewed by Ministry of Finance and Economic Affairs Iceland, experts in taxation and retirement systems, last updated in May 2025
How to relocate pets to Hafnarfjörður?
Pets must meet strict entry conditions:
- Quarantine stay for 2–4 weeks in approved facilities.
- Microchip and valid vaccinations, especially rabies.
- Veterinary certificate required before entry.
- Certain breeds are restricted or prohibited.
Reviewed by Icelandic Food and Veterinary Authority (MAST), experts in animal welfare and imports, last updated in December 2024
How to import a car or swap a driving licence?
Cars must be declared at customs, pass technical checks, and be registered quickly. Taxes and duties typically apply. Driving licences from EEA countries are valid for direct exchange, while others may require retesting after one year.
Reviewed by Icelandic Transport Authority, experts in road licensing and safety, last updated in March 2024
How to open a bank account and National ID number?
To open a bank account, you first need a kennitala (national ID number). Apply at Registers Iceland as soon as you arrive. With a kennitala, you can open bank accounts, access health services, and sign rental contracts.
Reviewed by Registers Iceland Service Team, experts in civil registration, last updated in February 2025
Where can I find tools and more resources before moving?
For further guidance, make use of the volume calculator, book a video survey, or explore comprehensive guides for Reykjavík, Akureyri, and Kópavogur.
