🇮🇪 Waterford, the oldest city in Ireland, sits on the country’s southeast coast and is known for its Viking history, crystal glassmaking, and thriving regional industries. While smaller than Dublin, Cork, or Galway, Waterford offers a quieter lifestyle, affordable housing, and strong links to manufacturing and services. Many expats are drawn to its balance of history, coastal living, and growing job market. 

What do I need to know about living in Waterford? 

• Flag: 🇮🇪 

• Population: Around 60,000 (Greater area ~82,000) 

• Currency: Euro (€) 

• Average Salary: ~€40,000 per year (2025) 

• Language: English (Irish also official, limited daily use) 

• Climate: Mild winters, cool summers, regular rainfall 

• Live EUR↔USD/GBP rates: Always use up-to-date converters (CSO Ireland, 2025; ECB, 2025; XE, 2025). 

Reviewed by Central Statistics Office (CSO) Ireland, experts in demographics and regional economy, last updated in July 2025 

How can I estimate the cost of moving my belongings to Waterford? 

Most relocations to Waterford arrive by sea through Dublin or Cork ports, followed by road transport. The city is well connected by highways. Air freight can also be routed via Dublin. 

Door-to-door moving costs to Waterford 

Reviewed by Irish Maritime Development Office and Freightos Market Data Division, experts in shipping, last updated in June 2025 

Use a moving calculator for an accurate personal quote.  

Real-life case: 
“My belongings came in via Cork Harbour and were driven to Waterford within days. It was simple, and delivery was faster than expected.” — Helena F., moved in May 2025 

What are the most popular destinations in Ireland for movers? 

The most popular destinations in Ireland are its five largest cities. Dublin is by far the leading hub thanks to its tech jobs and cultural life, Cork is known for its port and coastal lifestyle, Limerick has a strong industrial and academic base, Galway offers a vibrant student and arts scene, and Waterford combines history with affordability. Together, these five urban centres attract the majority of people moving to Ireland. Create hyperlinks for the cities in bold 

Reviewed by Central Statistics Office (CSO) Ireland, experts in demographics and migration, last updated in July 2025 

How can I deal with customs and duty when moving my belongings? 

Most personal items can be imported duty-free under Ireland’s Transfer of Residence scheme. To qualify, you must have lived outside the EU for 12 months and owned the items for more than six months. Required documents include proof of residence abroad, a shipping list, and new Irish residence details. 

Reviewed by Revenue Commissioners Ireland, experts in import and customs legislation, last updated in May 2025 

Real-life case: 
“I moved from the US with my household furniture. With the proper proof of residence abroad, everything came through duty-free.” — Brian C., moved in February 2025 

How can I organise my moving checklist before relocating? 

• 12 weeks out: Check visa and residency requirements. 

• 10 weeks out: Compare moving companies. 

• 8 weeks out: Collect employment and personal documents. 

• 6 weeks out: Arrange housing in Waterford. 

• 4 weeks out: Notify current utility/tax authorities. 

• 2 weeks out: Finalise insurance, PPS number setup, and travel. 

Reviewed by Expatica Editorial Team, experts in relocation advice, last updated in January 2024 

How can I budget for the cost of living in Waterford? 

Waterford is one of the most affordable big cities in Ireland, especially for housing. Daily costs are moderate, making it appealing for families and retirees. 

Monthly cost of living in Waterford 

Reviewed by Numbeo Data Quality Team, experts in cost of living data, last updated in June 2024 

How can I get a visa or residency for Ireland? 

• EU/EEA nationals: No visa required, must register after 90 days. 

• Non‑EEA nationals: Require permits (work, study, or family-related). 

• Permanent residency: Usually after 5 years of lawful residence. 

Reviewed by Immigration Service Delivery Ireland, experts in permits and visas, last updated in August 2024 

How can I access healthcare and insurance in Waterford? 

Waterford residents are covered by the HSE system. University Hospital Waterford is the city’s main facility, with several regional clinics. Private coverage supplements access and shortens waiting times. 

Reviewed by Health Service Executive (HSE), experts in national healthcare, last updated in April 2025 

How can I find housing in Waterford as a newcomer? 

Housing in Waterford is more affordable than in larger Irish cities. Apartments in the city centre and houses in Dunmore East or Tramore (coastal suburbs) are popular among expats. Standard rules apply: one month’s deposit plus first rent upfront. 

Reviewed by Residential Tenancies Board Ireland, experts in rental regulations, last updated in April 2025 

How can I manage taxes and pensions when living in Ireland? 

Progressive taxes of 20% and 40% apply, along with USC and PRSI. Expats contribute to the Irish pension system through regular employment. Private pensions are also common. 

Reviewed by Revenue Commissioners Ireland, experts in taxation, last updated in May 2025 

How can I relocate my pets to Waterford? 

Pets from other EU countries need microchips, rabies vaccinations, and valid pet passports. Pets from outside the EU must provide vet certificates or tests depending on origin. 

Reviewed by Department of Agriculture, Food and the Marine, experts in animal imports, last updated in December 2024 

How can I bring my car or exchange my driving licence in Waterford? 

Imported cars require registration and Vehicle Registration Tax unless exempt by relocation. EU licences are accepted; certain non‑EU licences can be swapped, others require retesting. 

Reviewed by Road Safety Authority (RSA), experts in licensing and vehicles, last updated in March 2024 

How can I open a bank account and get a PPS number in Waterford? 

You first need to apply for a PPS (Personal Public Service) number, required for tax and employment. With this, expats can open bank accounts by providing proof of identification and an address in Waterford. 

Reviewed by Department of Social Protection Ireland, experts in registration, last updated in February 2025 

Where can I find tools and extra resources before moving? 

For additional support, you can use the relocation calculator, book a video survey, or explore guides for Dublin, Cork, Limerick, and Galway.