🇬🇧 Planning your move to London? This guide provides modern, clear, and actionable steps, with current cost estimates in GBP, to make your transition smooth and well-informed.
What Should I Know About Living in London?
- Population: Nearly 9 million residents call London home.
- Currency: The city uses the British Pound Sterling (GBP).
- Average Salary: The average annual salary is about £47,000, reflecting London’s higher cost of living.
- Currency Exchange: For current GBP exchange rates against other currencies, consult:
- UK Office for National Statistics (ONS), specialists in UK demographic and economic data
- European Central Bank, authorities on euro-area monetary policy and rates
- XE Financial Data Team, providers of dynamic global currency exchange information
Reviewed by UK Office for National Statistics, salary and exchange rate experts, June 2025; European Central Bank Monetary Policy Department, July 2025; XE Financial Data Team, July 2025.
How Much Does It Cost to Move My Belongings to London?
Moving costs depend on shipment size and delivery method. Generally, a 20ft container (2–4 weeks delivery) costs between £1,710 and £3,000; a 40ft container ranges from £3,250 to £4,700. Air freight (1 cubic metre, 4–7 days) typically costs £770 to £1,280. Customs fees are generally £130 to £340. These are recent market averages.
| Move Type | Delivery Time | Estimated Cost (GBP) |
| 20ft container | 2–4 weeks | £1,710–£3,000 |
| 40ft container | 2–4 weeks | £3,250–£4,700 |
| Air freight (1m³) | 4–7 days | £770–£1,280 |
| Customs fees | — | £130–£340 |
Reviewed by Freightos Market Analytics Team and Maersk Logistics Research Team, July 2025.
Use a real-time moving calculator for a tailored quote with ReloAdvisor.
Real-life case:
“Last September, I shipped my personal effects from Sydney to London in a 20ft container for around £2,400. The service included doorstep pickup and customs clearance in the UK. Everything arrived safely after three weeks, and the communication from the moving company was excellent.” — Lucas M.
What Are the Customs and Duty Rules When Moving to London?
Upon arrival in the UK, all personal items must be declared on Form C3. For those relocating their primary residence, applying in advance for Transfer of Residence (ToR) relief allows duty-free import of used household goods and personal effects provided they have been owned and used for at least 6 months. Import duties or VAT may apply on new items, restricted goods, or commercial shipments.
Careful preparation—including completing paperwork accurately, keeping receipts for purchases under 6 months old, and providing a detailed inventory—reduces customs delays and unexpected costs.
Reviewed by HMRC Customs Policy Division, the UK Government’s tax and customs authority overseeing import control and enforcement, February 2024.
Real-life case:
“I moved from Cape Town to London earlier this year and filed the ToR application three months prior. The process was straightforward, and I avoided all customs fees on my used furniture and electronics. I maintained careful records and answered all HMRC queries promptly.” — Michael N.
What Are the Typical Living Costs in London?
London is famously costly but varies by borough and lifestyle. Rent for a one-bedroom flat fluctuates between £1,800 and £2,300 monthly depending on location and condition, with zones further from central London generally offering better value. Groceries typically cost £300–£400 per month for a single person, largely influenced by dietary habits and shopping choices. Transport costs average about £150 monthly for an adult Oyster or contactless travel card covering London’s zones 1–3. Utilities (electricity, gas, water) add roughly £150 per month, though seasonal fluctuations in heating are common.
For newcomers, budgeting about £2,500 monthly for essentials is a good starting point.
| Expense | Monthly Cost (GBP) |
| Rent (1-bedroom) | £1,800–£2,300 |
| Groceries | £300–£400 |
| Transport | £150 |
| Utilities | £150 |
Reviewed by Numbeo Data Quality Team, specialists in comprehensive cost-of-living data and analysis, June 2024.
Importantly, many people moving to the UK choose to relocate to one of the five biggest cities in the United Kingdom, including Birmingham, Manchester, Glasgow, and Liverpool. These cities offer diverse opportunities, vibrant communities, and are popular destinations for expats from the Netherlands and beyond.
What Key Steps Should I Include in My Pre-Move Checklist?
To stay organized: Begin visa and immigration processes at least 12 weeks before departure; check your passport validity, ensuring 6 months’ minimum remaining. At 10 weeks, research and request estimates from moving companies, verifying services and insurance options. Eight weeks prior, compile and translate any school or child-related documents if applicable. Arrange permanent or temporary accommodation six weeks in advance. Notify HMRC, banks, and service providers four weeks out and open a UK bank account. Two weeks ahead, finalize health insurance, travel bookings, and pack important documents separately for easy access. Maintaining a digital and physical checklist, including deadlines and contact information, helps ensure a smooth move.
Reviewed by Expatica Editorial Team, expatriate relocation specialists, January 2024.
How Do I Open a Bank Account and Get a National Insurance Number in London?
Opening a bank account requires valid photo ID (such as passport) and proof of UK address (e.g., tenancy agreement or utility bill). Some banks accept letters from overseas banks as references, easing initial account setup. National Insurance Numbers (NINs) are essential for employment and social benefits. Apply online soon after arrival and expect to attend an interview or provide proof of eligibility.
Reviewed by HM Treasury and DWP Service Teams, overseeing UK financial regulation and welfare, November 2024.
What Healthcare Options Are Available in London?
Most residents contribute a health surcharge as part of their visa, entitling them to National Health Service (NHS) care, free at the point of use, including general practitioner visits and emergency care. Many opt for private health insurance to access elective or specialist services faster, avoid waiting lists, or receive treatments not available publicly.
Reviewed by NHS Digital Informatics Division, managing UK health data and service technology, January 2024.
What Is the Housing Market Like for Newcomers to London?
Renters typically provide a deposit equal to five weeks’ rent and supply references, including employment or rental history. Buyers should plan for additional fees such as stamp duty land tax, solicitor costs, and mortgage arrangement fees. Popular neighborhoods favored by new arrivals include Battersea, Islington, and Acton, chosen for their amenities, green spaces, and transport links.
Reviewed by Rightmove and Zoopla Analytics Teams, major UK property market analysts, March 2024.
Do I Have to Pay Taxes When Living in London?
UK residents are taxed on their worldwide income. The UK has double taxation treaties with many countries to prevent paying tax twice. Complex tax issues, such as rental income or international business profits, should be discussed with a tax adviser.
Reviewed by HMRC International Taxation Team, experts on UK tax treaties and law, April 2024.
Where can I find tools and more resources before moving?
\For further guidance, make use of the volume calculator, book a video survey, or explore comprehensive guides for Finland and the Netherlands with ReloAdvisor.
